Insurance Investigations
Douglas Hansen's family started working in the insurance industry
in 1971. Three years later Douglas started his 22 year career
in law enforcement, where he worked as a New York State University
Police Officer, California Correctional Officer (San Quentin
) San Francisco Police Department as a plain clothes narcotic
investigator, a uniformed patrol officer and a LWLP Sergeant.
He worked as an Under Cover Narcotics Special Agent (Mid West
Narcotic Task Force called a MEG Unit, as a Sworn Deputy Sheriff
in ten counties covering ten thousand square miles, and Chief
of Police in South Dakota. Mr. Hansen has since retired from
law enforcement, while his two sisters became corporate regional
administrators for two of the nation's largest insurance carriers.
In 2008 both sisters finally retired, and joined FCI, bringing
their insurance expertise to the business.
Mr. Hansen has always said "surveillance is an art, you
are either born with it or not". Doug conducted his first
"surveillance" in 1974 as a bonded New York City
Police Officer (NYPD). Hansen was assigned to a "Robbery
Suppression Team" and his first assignment was to conduct
a two-man armed surveillance looking for two armed robbers
conducting daytime armed robberies at Macy's in New York City.
The robbers were holding up Macy's Christmas shoppers at gun
point.
Since 1974, Hansen has graduated four major law enforcement
academies, and countless training events by local, State and
Federal Law Enforcement Agencies. Hansen was once told by
the San Francisco District Attorney's Office that he was the
highest formally trained police officer in S.F.P.D,
from 1980 through 1995, with over 1900 hours of documented
formal training, most of it from the United States Drug Enforcement
Administration, U. S. Department of Justice, and the Federal
Bureau of Investigation.
- AOE/COE:
means "arising out of employment, or during the
"course of employment" and requires investigators
to gather all of the factual information and statements
as they relate to an actual case. GET THE FACTS,
before they change.
-
SUB
ROSA: Is Latin for "under the rose" where
meetings were held in secrecy under a rose Centuries ago.
The term is now used by insurance firms referring to the
secrecy of surveillance of alleged injured workers, some
of which are just plain false and some people are exaggerating
their injuries. We furnish both VHS and DVD film formats
to our Clients. Hansen has spent over 35 years doing surveillance
for many reasons. Many people do not realize, surveillance
is a gift, you are either born with it or not. Hansen
is the best at "surveillance" and what the Insurance
Industry calls "Sub-Rosa". As mentioned above,
Sub-Rosa is Latin for under the rose used centuries ago,
when certain people would meet under this "rose"
which in fact meant they were swearing secrecy by their
lives and the lives of their family to an oath of secrecy.
-
Our percentage rate for getting much needed video/evidence
on exaggerated and fraudulent claims is extremely high.
So if you have a case where you stand to lose thousands
or millions of dollars and you know the claim is exaggerated,
you need to call us. Remember, proper Surveillance
is an art, you are either born with it, or not. Hansen
was born with it. To watch him work under cover, is to
watch an artist. We also have our own radio network for
Communication, which is a must if you are going to be
successful.

This
person claimed to be 100% disabled and unable to work. BUT,
He was well enough to go fishing on his boat.
- Auto Liability
- Incident Scene
Photos
- Subrogation
- Written &
Recorded Statements
- Backgrounds,
Records, & Locates
- S.I.U Services
- Record searches,
including, but not limited to: National Criminal and Civil
documents, WCAB EDEX, employment history, Multi-State Wide
DMV, academic credentials and professional licenses.
Since
1991, we have successfully investigated THOUSANDS
of industrial and non-industrial Insurance cases. We furnish
our clients with clear/concise reports, and professional quality
DVD and VHS video evidence. Our clients are updated on a regular
basis and their completed reports are sent via the Internet,
hand delivered, and/or sent US Mail. The
client gets what he wants.
Our
reports contain still color photographs, inserted in the actual
report. These pictures are gleaned from the actual video surveillance
film, depicting the claimant's identification and any highlights
that might be of interest to the case. This allows the adjuster/client
to visually follow along, while reviewing the report and film.
Identification photos are also included. (See above)
A
typical case starts with our own preliminary investigation.
We obtain prior W/C records if needed, and we go over the
documents given to us by the client to determine what, if
anything, we need to add. Our field work consists of an activity
check to determine the proper method of surveillance. Once
this preliminary activity check is completed, we proceed with
the actual investigation. We adhere to state law and have
strict guidelines regarding personal privacy. We adhere to
the NAIC's Model Act regarding personal privacy and
surveillance investigations. By utilizing both methods of
investigation and surveillance, we are able to provide a superior
work product that is concise and accurate. Our surveillance
film allows the Client to determine the extent of the injury,
and whether there appears to be any exaggeration. If the claim
is accepted, a major benefit of our surveillance film is that
it usually shows the extent of the exaggeration, therefore,
keeping the claim to a minimum.
We
utilize state-of-the-art surveillance systems for acquiring
both indoor and outdoor video, and our film success rate is
over 98 percent. We also utilize a satellite communications
network that enables investigators to be in constant contact
with adjusters via radiophone and/or the Internet. We service
the investigative needs of TPAs, self-administered, carriers,
large and small employer's Human Resources and law firms.
Douglas
Hansen is a graduate and valedictorian of the United States
Drug Enforcement Administration's Academy in Washington,
DC, and has been conducting in-depth undercover investigations
for over 36 years. Our video/film success rate, (98
percent) is the direct result of surveillance skills
learned while working with the FBI and DEA. Douglas has
passed on everything he knows to his son, Steven, who has
been working these cases with his Father for many years.
MISSION
STATEMENT
We stand by our family values and guarantee client satisfaction.
If, for any reason our client is not satisfied, the case will
be reworked at no charge. We also offer
"next day film and report" hand delivered, for those
last minute must have situations. Thirty five years
conducting investigations and surveillance means only one
thing, " we get it right", I guarantee it.
Douglas
D. Hansen, President
SFBAYPI@PACBELL.NET
Fog
City Investigations is a full service, Private Investigation
firm in California, with its Headquarters located in the San
Francisco Bay Area. We also have offices located throughout
California, Oregon, Florida, and New York. Our firm is comprised
of highly trained and experienced, current and former law
enforcement officials, each having at least 20 years of investigative
service. Fog City Investigations conducts both general, and
specialized in-depth investigations. Some of our services
include, but are not limited to: video moving surveillance,
video security surveillance equipment, home video security
software and surveillance systems, software programs, church
video surveillance systems, and counter surveillance equipment
and systems. We specialize in succeeding where others can
not. Half of our surveillance work is done for the insurance
industry because of our high Success rate with Sub Rosa Investigations.
Our Insurance investigators for Sub-Rosa, Subrogation cases,
and AOE/COE Investigations are the best in the industry. These
cases are done by insurance AOE/COE claims specialists. We
stand by our Families' reputation for honesty, experience,
and hard work, while offering a wide range of services for
all of our clients' needs.
All
cases that may require the California DMV, Federal Credit
Reporting Act, and/or The Gramm- Leach- Bailey Act are regulated
by Law, and Government Regulations. We comply with these regulations
without exception
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ALL
MAJOR CREDIT CARDS ACCEPTED

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